DSCR Loans for Brokers
Wholesale, business-purpose DSCR financing qualified on the property, built for the brokers who place it.
A Debt Service Coverage Ratio (DSCR) loan lets real estate investors qualify based on a property's ability to cover its own debt rather than the borrower's personal income. June Point Lending offers DSCR loans exclusively through approved mortgage brokers, pairing a real-time eligibility engine with dedicated underwriter and account-executive support so you can price, qualify, and close with confidence.
Qualify on cash flow, not personal income
DSCR loans use the property's rental income versus its debt service (PITIA) to qualify, with no tax returns or DTI. Ideal for real estate investors.
Up to 85% LTV
Competitive leverage across purchase, rate & term, and cash-out. See the full eligibility matrix on our Resources page.
Loan amounts to $2mm
Tiered pricing by loan amount and FICO, with a $100k minimum loan balance.
Property flexibility
1-4 unit, condo and non-warrantable condo, and short-term rentals are all considered, subject to LTV limits.
See the full DSCR eligibility matrix, guidelines, and operating states.
Ready to lend faster?
Submit an application to become an approved broker and start using our real-time eligibility engine.